FAIR Cost Index 2026

What Americans actually pay for home services — analyzed from 500 price data points across 20 US cities.

Published: August 2026 · Methodology: BLS OEWS 2025 + CPI adjustment (2.8% annual)

Average Cost by Service Category

Plumbing
$87 to $307
avg range across 20 cities
Full breakdown →
HVAC
$169 to $582
avg range across 20 cities
Full breakdown →
Electrical
$168 to $635
avg range across 20 cities
Full breakdown →
Roofing
$297 to $1,502
avg range across 20 cities
Full breakdown →
Auto Repair
$122 to $392
avg range across 20 cities
Full breakdown →

Most Expensive vs. Most Affordable Cities

CityAvg Service Costvs. National
San Jose, CA$576
Los Angeles, CA$551
New York, NY$543
Boston, MA$526
Seattle, WA$502
San Diego, CA$498
Las Vegas, NV$442
Denver, CO$433
Chicago, IL$410
Phoenix, AZ$403

Top 10 most expensive cities shown. San Jose, CA is the most expensive metro for home services; San Antonio, TX and Indianapolis, IN are the most affordable among the 20 tracked cities.

Methodology

Base data: BLS Occupational Employment and Wage Statistics (OEWS), May 2025 release. This is the US Department of Labor's official survey of employer-reported wages by occupation and metro area.

Job-hour modeling: For each service (e.g., "drain cleaning"), we model typical labor hours based on industry standards (1–2 hours for simple jobs, 6–12 hours for replacements) and multiply by the local prevailing wage.

Cost-of-living adjustment: Cities with significantly higher business costs (rent, insurance, permits) receive a multiplier based on relative cost indices.

Inflation adjustment: Data is adjusted from May 2025 to August 2026 using the CPI-U annual rate for service trades (2.8%), compounded monthly over the elapsed period.

How to Use This Data

Before accepting any service quote, check it against the fair range for your city. A "Fair Score" of 85+ means you're getting a good deal. A score below 50 means the quote is significantly above market — negotiate or get another quote.

These ranges represent quality work by licensed professionals. Budget contractors may be below the range; luxury/specialty providers may be above. Context matters — but the range gives you an objective anchor for negotiation.

Check Any Quote in 10 Seconds

Select your service, city, and enter the quote. Get an instant score + shareable card.

Use TryFair →